Money If you guys had $850,000 cash to invest, what would you do (1 Viewer)

AlexBrown84

INFP - 23 years old - Been to 40+ countries
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In order to make a monthly dividend enough to support your geomaxxing escapades
 
Buy valuable properties or invest in stock/bitcoin. If you invest in stocks, it might be steadier than bitcoin, but bitcoin is high risk and maybe delivers a high reward.
 
Depends on how this money exists. Source of funds is always the #1 thing that will affect how it’s invested. Im going to assume you spawn with 850k trust fund all liquid no taxes in a US brokerage. If you have other SOF, I have ways to help. You can pm me.

I’d avoid SNP slop and MAG7. Avoid bonds too. I saw this one guy talking about this on social media but it tracks with some connections I have in finance space.

Also fuck 401ks and shit and IRAs and whatever bullshit, it’s all goyslop to prop up our fake and gay financial system. If you work a real job maybe the math works but it’s obviously just nonsense for anyone who does 5 minutes of research. I can elaborate more later.

Fuck all of the SNP500 bootlickers… I think they could get fucked this generation (purely based on the fact of everyone is doing it it’s prolly shit, prolly just underperform from mag7 degradation in up-incoming market. )

You also need to take some risk for extra growth on something small like 850k…

Avoiding bonds is also great. They seem shit and I’m not confident they will get better.

I believe in XMR/BITCOIN but that’s not stable income. More of a bet long term.

I know it can seem kind of sloppy to use a Facebook short but look into this guys other videos, history and reputation. When I asked AI to design a portfolio around this info it made sense to me.

Ai advice partially adjusted to my ideas:

Ticker
%
Focus
VBK20US Small-Cap Growth
VOT20US Mid-Cap Growth
EFG25Intl Developed Growth
XLE15Energy Hard Assets
XLB10Materials (w/ Metals)
GUNR10Global Nat Resources

Rebalance yearly, and try to live off 2-4% of your total portfolio.

Add Datacenter REITs if you want to be spicy instead of GUNR. And maybe a good portion of the bitcoin covered calls stock, coinbase, circle, kraken (at IPO) and stuff (for growth). Or a XMR/BTC position.

Overall though, nothing will ever beat time in the market, or cash flow especially in uncertain financial times.

If you are young, it’s probably a way better bet to invest this money into very simple stuff that’s highly volatile that you believe in that’s not complete slop (BTC, SCHG, QQQM, CQQQ, voo even but that’s gay + boring, XMR, and more) and try to get some income through YouTube, Snapchat, Adspace or some other low maitnence business with asymmetric time requirements (that hopefully you enjoy), and not tryin to make loads just like 1-3k/month will help a ton.

This is all assuming we don’t have some crazy weird shit happen where stocks are all confiscated by some fucking weird rules coz all money is fake and gay anyway. Nothing is bulletproof and if you want bulletproof id suggest international farmland, guns, ammo, physical gold, XMR/BTC and maybe some onchain RWA if you aren’t a super-prepper (especially depending on source of funds).

I’m by no means an expert but you asked “how would you do it” and this is my well researched in depth analysis and conclusion I came to back testing a few portfolios and watching lots of videos then stumbling on this guys stuff and asking a few people involved in real finance stuff.


IF YOU REALLY HAVE TO HAVE THAT MENTAL “income” thing going on in your head:

Data center REITS, SCHD, SCHF (ask ai about it and get a good % to live on but the portfolio I gave you will probably grow way more over the next decades). Less tax efficient, lower growth, but you’ll get that “income” stuff you seek.
 

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Bitcoin+XMR supremacy, anyone buying SNP right now is going to be disappointed looking back 10 years. Idk you guys can clown me. I feel like earning more money, and just spending time with it sitting in SOME financial instrument for a certain period of time that isn’t totally ridiculous will always win. Rotting on some small chunk of change and trying to guard off ppl is how you lose everything.
 

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