Are travel credit cards worth it?

[Hard Boiled]

I like the idea of having a holiday credit card since the ability to borrow money offers protection against running out of savings and also extend the stay of your trip. Do you guys think it's a good idea to get a holiday credit card or should it be avoided?

 

[Pained4ever]

Bad idea. Better off getting a loan imo. or maybe a 1k limit credit card max